Purchases of at-home over-the-counter COVID-19 diagnostic test authorized by the U.S. Food and Drug Administration (FDA) must now be reimbursed by health insurance companies under new rules. Each covered family member is entitled to up to eight tests every 30 days (or 4 packs of 2 tests). Health insurance companies will pay up to $12 per test. Some tests could cost you nothing!Text
Get reimbursed when you buy COVID tests.
How do I get reimbursed?
PDF your receipt in your Rafi Nova order confirmation email.
Follow instruction on your health insurance website for submitting a claim.
For more details on how to submit a claim, please contact the number on the back of your insurance card.
Can I get reimbursed for COVID test kit purchases made prior to January?
Your health insurance plan will determine whether you can be reimbursed for COVID test kits purchased before January 15th 2022. To find out more information, please call the phone number on the back of your insurance card.
Are all COVID test kits covered by my health insurance?
Most FDA-authorized Covid test kits are covered, but please call the number on the back of your insurance card to find out which specific tests are within your network.
How many COVID test kits can I purchase?
Each covered individual on your insurance plan can get reimbursed for up to 8 Covid tests every 30 days, each up to a maximum value of $12. If a test kit contains 2 separate Covid tests, this kit will count as 2 tests toward your allowance of 8 per month and will be reimbursed at a maximum value of $24 ($12 for each test).
Do I have to pay out of pocket or will my insurance cover the COVID test kit a the time of sale?
Currently you will have to pay out of pocket for a COVID test kit and submit a receipt to your insurance company for reimbursement.
I have Medicare coverage, is my COVID test kit reimbursable?
Traditional Medicare members are not eligible to submit their receipts for reimbursement. However, the federal government will provide free Covid test kits to community health centers for distribution. More information can be found on the Health Resources & Services Administration website. If you are on a Medicare Advantage plan, please call the number on the back of your insurance card to see if they will reimburse you.
I have Medicaid, is my COVID test kit reimbursable?
Medicaid members are not eligible to submit their receipts for reimbursement. If you have Medicaid, please contact your state Medicaid or CHIP agency for more information on how to access free COVID test kits.
Are shipping costs covered under the $0 copay?
No. However, Rafi Nova offers free shipping on over 20 tests.
How do I submit for reimbursment?
You can download your receipt through the order confirmation email. Then, submit the receipt for reimbursement on your health insurance plan's website. For more details on how to submit a claim, please contact the number on the back of your insurance card.Text